WSDA Retro | Washington State Dental Association (WSDA)

WSDA Retro: Earn Refunds On Workers' Compensation Premiums Paid to L&I

WSDA Retro

WSDA Retro is an association-sponsored workers’ compensation retrospective rating (Retro) program for member dentists.

Exclusively available to WSDA members, WSDA Retro provides a no-cost, no-risk way for WSDA member dentists who own dental practices to earn refunds on their workers’ compensation premiums paid to the Department of Labor and Industries (L&I).

How to Sign Up

Next Enrollment Deadline: December 1

To sign up, download and complete the WSDA Retro Application and submit by email to mpascavage@ernwest.com.

WSDA Retro Application
Enrollment Questions? Please contact Julie Osterberg with ERNwest at josterberg@ernwest.com.

New Benefit for Retro Members: Return to Work = 100% Wage Reimbursement

WSDA has a great new benefit for Retro participants! Bringing injured employees back to modified duty as soon as possible – also known as Return to Work (RTW) – just got more beneficial. Currently companies can get reimbursements from L&I for up to 50% of wages. Now, WSDA will match the 50%, so participants can get up to 100% of wages reimbursed.

The success of the WSDA Retro program requires members to control claim costs. We are helping practitioners do just that by implementing this new program that pays for providing modified duty work to employees who are not able to come back to their job of injury.

When are Refunds Distributed?

Example Distribution: The graph below shows the first 5 years of Retro Group participation.


Retro Distribution Graph

Why Sign Up?

  • Become qualified to receive refunds on workers’ compensation premiums.
  • Receive assistance with workplace injuries from ERNwest professionals, who will work directly with L&I on your behalf to quickly and reliably manage claims.
  • Implement effective strategies to keep your premium rates down.
  • Access easy-to-read reports outlining claim activity and costs, along with ERNwest representatives available by phone.

WSDA Retro FAQs

  • What is WSDA Retro?
  • Who qualifies for WSDA Retro?
  • Is there a fee to join WSDA Retro?
  • What is the risk?
  • When will I start receiving refunds on my premiums?
  • If I enroll in WSDA Retro, do I need change anything with how I pay premiums to L&I?

​Q&A Webinars

WSDA & ERNwest leadership held three webinars for members to learn more about WSDA Retro and get their questions answered.    

View Webinar Recording
Please email info@wsda.org with any questions.

ERNwest Webinars

Explore workplace safety and other webinars available from ERNwest.

Upcoming Webinars


Support from Workers' Compensation Experts

WSDA Retro is more than a potential refund — it is also support from workers’ compensation experts who are available to all WSDA Retro-enrolled members if they ever have an L&I claim. WSDA has partnered with Employer Resources Northwest (ERNwest) to manage our group.

ERNwest is a Washington company that for the last 20 years has helped Retro members understand the program and implement best practices so they are poised to get great refunds.
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