WSDA Retro: Earn Refunds On Workers' Compensation Premiums
WSDA Retro is an association-sponsored workers’ compensation retrospective rating (Retro) program for member dentists.
Exclusively available to WSDA members, WSDA Retro provides a no-cost, no-risk way for WSDA member dentists who own dental practices to earn refunds on their workers’ compensation premiums paid to L&I. Join over 1,000 Washington dental offices already enrolled!
Why Sign Up?
- Become qualified to receive refunds on workers’ compensation premiums
- Receive assistance with workplace injuries from ERNwest professionals, who will work directly with Labor and Industries on your behalf to quickly and reliably manage claims
- Implement effective strategies to keep your premium rates down
- Access easy-to-read reports outlining claim activity and costs, along with ERNwest representatives available by phone
WSDA Retro FAQs
What is WSDA Retro?
WSDA Retro is a group retrospective rating program, or Retro program, offered by the Department of Labor and Industries to give Washington employers a way to earn partial refunds on their workers' compensation premiums.
Who qualifies for WSDA Retro?
Dental practices owned by WSDA member(s) with an industrial insurance account in good standing and who are committed to improving safety in their workplace.
Is there a fee to join WSDA Retro?
There is no fee to enroll in WSDA Retro. This opportunity is only available to WSDA members, and a participating member’s refunds may even exceed the cost of their tripartite dues.
What is the risk?
There is no risk to the individual. With WSDA Retro, the association assumes the risk for the group; it pays an assessment if claims exceed the standard premium and it will distribute refunds to members if claims are below the standard premium.
When will I start receiving refunds on my premiums?
Retrospective Rating occurs 10 months after a Retrospective (Retro) Plan Year ends and is done by L&I once a year for three years.
Participants who joined WSDA Retro in the first Retro plan year (April 1, 2020-March 31, 2021) could begin receiving refunds in early 2022. Participants who join WSDA Retro in this claim year (April 1, 2021-March 31, 2022) could begin receiving refunds in early 2023.
If I enroll in WSDA Retro, do I need change anything with how I pay premiums to L&I?
No. You keep reporting and paying premiums to L&I the same way you always have.
WSDA & ERNwest leadership held three webinars for members to learn more about WSDA Retro and get their questions answered.
View Webinar Recording
Please email email@example.com with any questions.
Explore workplace safety and other webinars available from ERNwest.
Support from Workers' Compensation Experts
WSDA Retro is more than a potential refund — it is also support from workers’ compensation experts who are available to all WSDA Retro-enrolled members if they ever have an L&I claim. WSDA has partnered with Employer Resources Northwest (ERNwest)
to manage our group.
ERNwest is a Washington company that for the last 20 years has helped Retro members understand the program and implement best practices so they are poised to get great refunds.