WSDA Retro: Earn Refunds On Workers' Compensation Premiums
WSDA Retro is an association-sponsored workers’ compensation retrospective rating (Retro) program for member dentists.
Exclusively available to WSDA members, WSDA Retro provides a no-cost, no-risk way for WSDA member dentists who own dental practices to earn refunds on their workers’ compensation premiums paid to L&I. Join over 1,000 Washington dental offices already enrolled!
Why Sign Up?
- Become qualified to receive refunds on workers’ compensation premiums
- Receive assistance with workplace injuries from ERNwest professionals, who will work directly with Labor and Industries on your behalf to quickly and reliably manage claims
- Implement effective strategies to keep your premium rates down
- Access easy-to-read reports outlining claim activity and costs, along with ERNwest representatives available by phone
WSDA Retro FAQs
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What is WSDA Retro?
WSDA Retro is a group retrospective rating program, or Retro program, offered by the Department of Labor and Industries to give Washington employers a way to earn partial refunds on their workers' compensation premiums.
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Who qualifies for WSDA Retro?
Dental practices owned by WSDA member(s) with an industrial insurance account in good standing and who are committed to improving safety in their workplace.
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Is there a fee to join WSDA Retro?
There is no fee to enroll in WSDA Retro. This opportunity is only available to WSDA members, and a participating member’s refunds may even exceed the cost of their tripartite dues.
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What is the risk?
There is no risk to the individual. With WSDA Retro, the association assumes the risk for the group; it pays an assessment if claims exceed the standard premium and it will distribute refunds to members if claims are below the standard premium.
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When will I start receiving refunds on my premiums?
Retrospective Rating occurs 10 months after a Retrospective (Retro) Plan Year ends and is done by L&I once a year for three years.
Participants who joined WSDA Retro in the first Retro plan year (April 1, 2020-March 31, 2021) could begin receiving refunds in early 2022. Participants who join WSDA Retro in this claim year (April 1, 2021-March 31, 2022) could begin receiving refunds in early 2023.
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If I enroll in WSDA Retro, do I need change anything with how I pay premiums to L&I?
No. You keep reporting and paying premiums to L&I the same way you always have.
Q&A Webinars
WSDA & ERNwest leadership held three webinars for members to learn more about WSDA Retro and get their questions answered.
View Webinar Recording
Please email info@wsda.org with any questions.
ERNwest Webinars
Explore workplace safety and other webinars available from ERNwest.
Upcoming Webinars
Support from Workers' Compensation Experts
WSDA Retro is more than a potential refund — it is also support from workers’ compensation experts who are available to all WSDA Retro-enrolled members if they ever have an L&I claim. WSDA has partnered with
Employer Resources Northwest (ERNwest) to manage our group.
ERNwest is a Washington company that for the last 20 years has helped Retro members understand the program and implement best practices so they are poised to get great refunds.