Navigating Group Medical Benefits: Reduce Stress with Professional Guidance

Navigating Group Medical Benefits: Reduce Stress with Professional Guidance

Washington Dentists’ Insurance Agency (WDIA) takes pride in supporting our medical groups with personalized guidance and customer service. As a licensed broker with Regence, Asuris, Kaiser Permanente, and Premera, WDIA welcomes new groups setting up medical policies for the first time and those who have existing policies with these carriers.

Washington Dentists’ Insurance Agency (WDIA) takes pride in supporting our medical groups with personalized guidance and customer service. Your trust in WDIA also supports WSDA: 100% of our profits go directly towards supporting the Washington State Dental Association’s advocacy, education, and service to our dentists and community.

As a licensed broker with Regence, Asuris, Kaiser Permanente, and Premera, WDIA welcomes new groups setting up medical policies for the first time and those who have existing policies with these carriers.

Emily Wilkinson, MBA is WDIA’s medical insurance specialist who will work directly with you to help you make informed decisions. As a lifelong Washington state resident and daughter of a physician, Emily is uniquely attuned to the challenges and opportunities that practice owners face.

Here is how Emily and WDIA can support your group medical insurance coverage:

  • Compliance Documents (NEW this year!) – WDIA will soon offer templates for two key federal compliance documents: the Section 125 POP and ERISA Wrap SPD. You will save on payroll taxes and protect your business from possible federal penalties by completing these compliance document templates and keeping them on file.
  • Quoting and Comparing Plans – Whether you are just starting out with a new policy or preparing for renewal, we provide comprehensive assistance with quoting, comparing, and selecting plans that fit your needs and budget. Emily will help you understand and navigate the varied networks, deductibles, and cost shares on each plan. Our medical carriers also allow you to offer multiple plan options, so your employees can decide which plan is right for them.
  • Policy Design – Emily can assist with designing your group medical policy to custom fit your business. We can define policy eligibility based on hours worked and probationary period, create employee classes, cover multiple offices on a single policy, and more. As your business develops over the years, we will help adjust your policy design at your annual renewal as needed.
  • Policy Maintenance – WDIA will help you with policy maintenance including enrollments and terminations, annual renewals, and updates to business structure. Emily also conducts a thorough annual renewal process which includes an analysis and review of your plan’s renewal benefits and rates as well as a deep dive into alternative renewal options if desired.
  • Client Support and Advocacy – Emily is your resource to assist with understanding benefits, enrollment, and billing. We also serve as our clients’ dedicated advocate if there are any concerns.

As a service to our dentists and their families, WDIA does not charge our clients fees — we are paid solely via commission from the insurance carriers that we work with. The monthly medical insurance premiums that you pay will remain the same whether you work directly with the carrier or with a broker.

“If you are looking for personalized service, you will be very pleased to work with our Medical Insurance Specialist Emily Wilkinson. She has a vast amount of expertise and knowledge specific to group medical insurance. It can be difficult to navigate and choose the best medical insurance options for your team while staying within budget. Emily will walk alongside you and give you the knowledge that you need to make the best decision.” – Matt French, Director of Insurance Services, WDIA

Contact Medical Insurance Specialist Emily Wilkinson, MBA today at
(206) 973-5212 or EmilyW@wsda.org to explore group medical insurance options for your business.

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