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Washington State Dental Association

How Much Can You Save on Your Student Loans?

National statistics show that the average dental student graduates with over $250,000 in student debt. To help ease this debt burden, WSDA has partnered with SoFi to offer members and their families a 0.125% rate discount* upon refinancing their student loans through

SoFi is the market leader of student loan refinancing and has originated $12+ billion in loans for over 200,000 borrowers. To date, SoFi has refinanced $2.5+ million in student loans for WSDA members since launching our partnership in January 2015. SoFi refinances AND consolidates BOTH federal and private student loans at lower rates with no origination or application fees. Fixed rates start as low as 3.50% APR and variable rates start as low as 2.23% APR.

The application process is simple and begins with an online pre-approval to determine the rates and terms available to you. Qualifying applicants will see the rates and terms available to them so that they can decide how they would like to proceed. Once you select your repayment term you simply upload the necessary documents and SoFi does the rest!

Have questions? For more information on SoFi, feel free to contact SoFi’s Michael Phillips and his dedicated customer service team at or 1-855-456-7634


* If you apply and are approved, the interest rate shown in the Final Disclosure Statement will include an additional rate discount because of your organization’s SoFi partnership at the time of loan origination. Offer good for new customers only.

Disclaimer: SoFi loans are private loans and do not offer the same flexible repayment terms that are features of federal student loans. Federal loans offer forgiveness programs such as the Public Service Loan Forgiveness Program (PSLFP) and the Teacher Loan Forgiveness Program. If you work in either of these fields, you’ll want to see if one of these programs applies to you before refinancing your federal loans with SoFi.

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636

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