Personal disability is designed to pay benefits when you are unable to work due to illness or injury. Benefit periods are available up to the age of 65 or for a lifetime. 
Probability of at Least One Long-Term Disability to Age 65
Age Number of People in the Age Group
|
|
1 |
2 |
3 |
4 |
5 |
6 |
|
25 |
58% |
82% |
92% |
97% |
99% |
99% |
|
30 |
54% |
79% |
90% |
96% |
98% |
99% |
|
35 |
50% |
75% |
88% |
94% |
97% |
98% |
|
40 |
45% |
70% |
84% |
91% |
95% |
97% |
|
45 |
40% |
64% |
78% |
87% |
92% |
95% |
|
50 |
33% |
55% |
70% |
80% |
86% |
91% |
|
55 |
25% |
43% |
57% |
68% |
76% |
82% |
Note: Based on 1985 Commissioners Individual Disability Table. | 
