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Unlike disability insurance which provides an income for you and your family while you are no longer able to pursue your occupation, long term care insurance protects your assets in the event that you become confined to a nursing home or require in-home care.
Long term care covers all custodial care costs required by people, regardless of age, who have illnesses or disabilities where they need help with daily living activities. The need for long term care is more prevalent than most people think, and may occur at any time due to accident, illness or old age. Long term disability insurance, health insurance, Medicare and Medicaid do not cover all necessary long term care expenses.
Our endorsed companies provide a full range of packages which include various waiting periods, cost-of-living increase options and coverage for in-home care. |
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