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Individual Medical Insurance

WDIA can provide individual medical insurance to any individual or family.  Individual Medical Insurance is an excellent alternative if your office does not have a group plan, or if an employee does not qualify to be on the group plan.

The next Open Enrollment Period will be November 15, 2014-February 15, 2015.

You may purchase individual coverage outside of the Open Enrollment Period if any of the Qualifying Events below apply. You must apply within 31 days of the qualifying event. Supporting documents must be provided.

Qualifying Events

Newborn child of the subscriber or enrolled spouse       

A child placed for adoption with the subscriber or enrolled spouse          

A child who is designated as the legal ward of the subscriber or enrolled spouse (court-appointed guardianship)

A loss of employer sponsored coverage               

A loss of Medicaid or other public program providing health benefits

A loss of coverage due to a dissolution of marriage         

A loss of coverage due to a change in residence and your existing health plan does not provide coverage in your new area

Loss of COBRA benefits