The annual open enrollment period for obtaining individual medical coverage ends on March 31 for an April 1 start date. After March 31, you will not be able to apply for individual medical insurance inside or outside of the Exchange until November 15, 2014 for a January 1, 2015 start date. There are exceptions for being able to purchase coverage outside of the open enrollment period such as loss of coverage, births, adoptions, etc. If you do not have medical coverage by the end of the enrollment period as required by the federal mandate, you will be subject to the financial penalty for lack of coverage.
Also, please be aware that many carriers have changed their provider networks in 2014. Please be sure to verify that your health providers and the hospitals in your area are in-network providers with your medical insurance plan. Some carriers have no limit on your out-of-pocket costs from out-of-network providers and hospitals.
For more information or to apply for individual medical coverage, please contact WDIA at: 206-441-6824 or 800-282-9342 or firstname.lastname@example.org.